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Debt Reduction

Goal Tracking Printables

by Phillip Godinez

One of my favorite suggestions for sticking to goals is to track your progress. That requires setting goals that are measurable but, more importantly, it keeps your goal top of mind and seeing your progress over time can be very motivating. Anyone who knows me personally knows that I also am quite frugal. So, I … Read more

Categories Debt Reduction, Goalsetting, Saving Tags debt reduction, Goalsetting, printables, savings tracker

How to get out of debt with 0% balance transfer cards

by Phillip Godinez
Image of credit card with text that reads 0% Balance Transfers

Looking back at account balances from the beginning of my debt free journey in 2007, I had $17,000 in credit card debt, a $7,000 car loan, and $42,000 in student loan debt. A grand total of $66,000 of debt. My two best credit cards had interest rates around 10% then I had another at 16% … Read more

Categories Debt Reduction

Recent Posts

  • Goal Tracking Printables
  • How to get out of debt with 0% balance transfer cards
  • 7 Ways to Save Money
  • Building a Strong Financial Foundation
  • The solution for when you can’t save money

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